ABL Collateral Field Examiners in Birmingham, AL

National Collateral Examiners performs survey and recurring collateral field examinations for banks, credit unions and asset-based lenders financing borrowers in Birmingham and across Alabama. Our senior examiners work on-site at the borrower's location or remotely, depending on the scope and your credit requirements.

On-site or remoteFieldwork in Birmingham scoped to the borrower and your policy.

Same-day quotesPricing and availability usually returned the day you ask.

Senior examiners20+ years of ABL experience on every engagement.

LENDING IN ALABAMA

What we see in Alabama borrowers.

Alabama's borrowers are concentrated in automotive and aerospace manufacturing, metals, and the suppliers and distributors that serve those plants.

We adjust test work to those collateral risks. Industry exam scopes:

Manufacturing

Raw, WIP and finished goods, standard cost and overhead capitalization.

Wholesale & Distribution

Turnover, drop ships, vendor rebates, consignment and concentration.

Construction

Progress billings, retainage, WIP schedules and bonded jobs.

EXAM SCOPE

What a Birmingham field exam covers.

Accounts receivableAging, concentration, dilution, roll-forward, shipping tests, credit memos✓

InventoryCategory breakdown, test counts, aging, ineligibles, reconciliation✓

Cash & payablesReceipts & disbursements, bank recs, AP spreads and concentration✓

Payroll & taxesPayroll process, payroll, property and sales tax confirmation✓

QUESTIONS

Do you perform on-site field exams in Birmingham?

Yes. Our examiners travel to borrower locations in Birmingham and throughout Alabama for on-site work such as inventory test counts and records review, and handle much of the testing remotely to keep borrower disruption and travel cost down.

Which lenders do you work with in Alabama?

We work with banks, credit unions, asset-based lenders and finance companies that lend against receivables and inventory, for both new-client survey exams and recurring maintenance exams.

How do I get pricing for an exam in Birmingham?

Send the borrower's name, exam type, location and preferred start date through our quote form or call (425) 442-0893. We usually return pricing and availability the same business day.

Exam on the calendar? Get pricing today.

Quotes are usually returned the same business day. Call (425) 442-0893 or email info@ncexaminers.com.

Get a quote Contact us